3 steps to help you stick to your new year’s resolutions

3 steps to help you stick to your new year’s resolutions

3 steps to help you stick to your new year’s resolutions

We have almost reached the end of the first quarter of the year, and with over 4 weeks into the year, the goals you have set for yourself seem to be waning away. We are quite familiar with the idea of how the new year gives us the opportunity to reflect on what’s been and the desire to go forward better, happier, richer. And one of the ways we try to do that is by making New Year’s resolutions – but how many of us actually stick to them? So many of us write our list of resolutions on the 1st of January, we’re good for a few days or weeks if we’re pushing it, and then the normal pushes and pulls of life distract us and we end up abandoning our good intentions. Next January rolls around – and we’re in the same place we were last year. We’re still in debt, we’re still not saving for our retirement, we’re still overweight, and we still haven’t written that novel. Jennifer Jones on beliefnet.com writes that she is determined to make her resolutions come true within the 12 allotted months – and has come up with a few good suggestions about making and keeping New Year’s resolutions. Step One * Think long and hard about the past year. What went well? What could you have done better? What do you want to change? Don’t beat yourself up; just identify what you can do about the weak points. Step Two * Write down your resolutions – instead of just thinking them – as this takes them from just being ideas to being real. Then make sure you put your list in a place you can see it often. Step Three * Don’t try and do it all in January! Jennifer says most of us pin all our hopes on those first 31 days. We try to make them all happen and fast, but then we burn out quickly and abandon them. Instead, we need to realise that if our goals are worth attaining, it will take time to accomplish them. You can even space out your resolutions – make ones that you can only start in February or June. Paul Leonard CFP® Executive Director at Consolidated Financial Planning